<?xml version="1.0" encoding="UTF-8"?> <!DOCTYPE book PUBLIC "-//NLM//DTD BITS Book Interchange DTD v2.3 20210610//EN" "BITS-book2.3.dtd"> <book xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:mml="http://www.w3.org/1998/Math/MathML" book-type="conference-proceedings" dtd-version="2.3" xml:lang="ru"> <front> <book-meta>  <book-id book-id-type="isbn">978-5-907830-47-9</book-id>   <book-id pub-id-type="doi">10.31483/a-10614</book-id>   <title-group>  <book-title xml:lang="ru">Устойчивое развитие регионов России в эпоху трансформационных процессов</book-title>   <trans-title-group xml:lang="en"> <trans-title>Sustainable Development of Russian Regions in the Age of Transformation Processes</trans-title> </trans-title-group>  </title-group>  <description xml:lang="ru"> <p>В сборнике представлены статьи участников Всероссийской научно-практической конференции с международным участием  «Устойчивое развитие регионов России в эпоху трансформационных процессов». В материалах сборника приведены результаты теоретических и прикладных изысканий представителей научного и образовательного сообщества в области региональной экономики и управления, устойчивого развития и трансформационных процессов.</p> </description>   <contrib-group>  <contrib contrib-type="editor" id="editor1">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Морозова</surname> <given-names>Наталия Витальевна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Morozova</surname> <given-names>Nataliia Vital&#039;evna</given-names> </name>  </name-alternatives>   <email xlink:type="simple">morozovanw@mail.ru</email> </contrib>  <contrib contrib-type="editor" id="editor2">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Антоновская</surname> <given-names>Елена Анатольевна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Antonovskaia</surname> <given-names>Elena Anatol&#039;evna</given-names> </name>  </name-alternatives>   <email xlink:type="simple">buyanova-e@bk.ru</email> </contrib>  <contrib contrib-type="editor" id="editor3">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Ладыкова</surname> <given-names>Татьяна Ивановна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Ladykova</surname> <given-names>Tat&#039;iana Ivanovna</given-names> </name>  </name-alternatives>  <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0003-3125-8429</contrib-id> <email xlink:type="simple">ladykova@mail.ru</email> </contrib>  <contrib contrib-type="editor" id="editor4">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Соколова</surname> <given-names>Галина Николаевна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Sokolova</surname> <given-names>Galina Galina sokolova</given-names> </name>  </name-alternatives>   <email xlink:type="simple">Galina_1980@list.ru</email> </contrib>  <contrib contrib-type="editor" id="editor5">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Васильева</surname> <given-names>Инесса Анатольевна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Vasileva</surname> <given-names>Inessa Anatolevna</given-names> </name>  </name-alternatives>  <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-8495-7867</contrib-id> <email xlink:type="simple">inka107@mail.ru</email> </contrib>  </contrib-group>   <contrib-group>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm1">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Краснов</surname> <given-names>Дмитрий Иванович</given-names> </name>   </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm2">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Александров</surname> <given-names>Андрей Юрьевич</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Aleksandrov</surname> <given-names>Andrei Iurevich</given-names> </name>  </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm3">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Рассанова</surname> <given-names>Ольга Евгеньевна</given-names> </name>   </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm4">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Морозова</surname> <given-names>Наталия Витальевна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Morozova</surname> <given-names>Nataliia Vital&#039;evna</given-names> </name>  </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm5">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Антоновская</surname> <given-names>Елена Анатольевна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Antonovskaia</surname> <given-names>Elena Anatol&#039;evna</given-names> </name>  </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm6">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Иваницкая</surname> <given-names>Ираида Петровна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Ivanitskaia</surname> <given-names>Iraida Petrovna</given-names> </name>  </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm7">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Ладыкова</surname> <given-names>Татьяна Ивановна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Ladykova</surname> <given-names>Tat&#039;iana Ivanovna</given-names> </name>  </name-alternatives>  <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0003-3125-8429</contrib-id> </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm8">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Марков</surname> <given-names>Алексей Владимирович</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Markov</surname> <given-names>Aleksei Vladimirovich</given-names> </name>  </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm9">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Петрова</surname> <given-names>Светлана Вячеславовна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Petrova</surname> <given-names>Svetlana Viacheslavovna</given-names> </name>  </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm10">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Соколова</surname> <given-names>Галина Николаевна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Sokolova</surname> <given-names>Galina Galina sokolova</given-names> </name>  </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm11">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Сорокин</surname> <given-names>Олег Николаевич</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Sorokin</surname> <given-names>Oleg Oleg</given-names> </name>  </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm12">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Щеголева</surname> <given-names>Элла Николаевна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Shchegoleva</surname> <given-names>Ella Nikolaevna</given-names> </name>  </name-alternatives>  <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0001-9201-0908</contrib-id> </contrib>  </contrib-group>   <event>  <event-desc xml:lang="ru">Устойчивое развитие регионов России в эпоху трансформационных процессов</event-desc>   <event-desc xml:lang="en">Sustainable Development of Russian Regions in the Age of Transformation Processes</event-desc>   <conf-date> <day>17</day> <month>06</month> <year>2024</year> </conf-date>    <conf-loc xml:lang="ru">Чебоксары</conf-loc>  </event>   <publisher> <publisher-name>ИД «Среда»</publisher-name> </publisher>    <pub-date pub-type="collection"> <year>2024</year> </pub-date>    <permissions> <copyright-statement>Copyright &#x00A9; Ткаченко А. А., 2024</copyright-statement> <copyright-year>2024</copyright-year> <license license-type="open-access" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"> <license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p> </license> </permissions>  </book-meta> <book-part book-part-type="conference-paper"> <book-part-meta>   <book-id custom-type="publisher-id" pub-id-type="custom">112418</book-id> <title-group>  <chapter-title xml:lang="ru">Роль страхования и инноваций в страховании в устойчивом развитии экономики России</chapter-title>   <trans-title-group xml:lang="en"> <trans-title>Rol&#039; strakhovaniia i innovatsii v strakhovanii v ustoichivom razvitii ekonomiki Rossii</trans-title> </trans-title-group>  </title-group>  <contrib-group>   <contrib contrib-type="author" id="author1">   <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Ткаченко</surname> <given-names>Александр Андреевич</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Tkachenko</surname> <given-names>Aleksandr Andreevich</given-names> </name>   </name-alternatives>  <email xlink:type="simple">st109570@ruc.su</email> <xref ref-type="aff" rid="aff1"/> </contrib>   <aff-alternatives id="aff1">   <aff xml:lang="ru">  <institution>АНОО ВО ЦС РФ «Российский университет кооперации»</institution>   <country>Россия</country> </aff>    <aff xml:lang="en">  <institution>ANO OVO TsRF &quot;Rossiiskii universitet kooperatsii&quot;</institution>   <country>Russia</country> </aff>   </aff-alternatives>  </contrib-group>   <fpage>228</fpage> <lpage>231</lpage>   <abstract xml:lang="ru"> <p>страхование является важным элементом финансовой системы, обеспечивая стабильность и уверенность как для бизнеса, так и для населения. В статье рассматривается роль сферы страхования и инноваций в ней в обеспечении устойчивого развития экономики России. Автор анализирует влияние страхования на экономическую стабильность, а также роль инноваций в развитии страхового рынка.</p> </abstract>           <kwd-group xml:lang="ru">  <kwd>инновации</kwd>  <kwd>Россия</kwd>  <kwd>экономика</kwd>  <kwd>страхование</kwd>  <kwd>устойчивое развитие</kwd>  <kwd>страховщики</kwd>  <kwd>страховые компании</kwd>  <kwd>BigData</kwd>  <kwd>eCommerce</kwd>  <kwd>DigitalCommerce</kwd>  </kwd-group>        </book-part-meta> </book-part> </front>  <back> <ref-list> <title>References</title>  <ref id="ref1"> <label>1</label> <citation-alternatives>  <mixed-citation xml:lang="ru">Иванов И.И.  Страхование как фактор устойчивого развития экономики России / И.И. 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