<?xml version="1.0" encoding="UTF-8"?> <!DOCTYPE book PUBLIC "-//NLM//DTD BITS Book Interchange DTD v2.3 20210610//EN" "BITS-book2.3.dtd"> <book xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:mml="http://www.w3.org/1998/Math/MathML" book-type="conference-proceedings" dtd-version="2.3" xml:lang="en"> <front> <book-meta>  <book-id book-id-type="isbn">978-5-907313-92-7</book-id>   <book-id pub-id-type="doi">10.31483/a-10234</book-id>   <title-group>  <book-title xml:lang="en">Право, экономика и управление: актуальные вопросы</book-title>   <trans-title-group xml:lang="ru"> <trans-title>Право, экономика и управление: актуальные вопросы</trans-title> </trans-title-group>  </title-group>   <contrib-group>  <contrib contrib-type="editor" id="editor1">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Фомин</surname> <given-names>Эдуард Валентинович</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Fomin</surname> <given-names>Eduard Valentinovich</given-names> </name>  </name-alternatives>  <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0001-6708-9909</contrib-id> <email xlink:type="simple">yeresen@yandex.ru</email> </contrib>  </contrib-group>   <contrib-group>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm1">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Баскакова</surname> <given-names>Наталья Ивановна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Baskakova</surname> <given-names>Natalya Ivanovna</given-names> </name>  </name-alternatives>  <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0002-4451-5909</contrib-id> </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm2">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Фомин</surname> <given-names>Эдуард Валентинович</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Fomin</surname> <given-names>Eduard Valentinovich</given-names> </name>  </name-alternatives>  <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0001-6708-9909</contrib-id> </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm3">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Григорьева</surname> <given-names>Лариса Георгиевна</given-names> </name>   </name-alternatives>   </contrib>  <contrib contrib-type="member-of-organizing-committee" id="orgcomm4">    <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Фомин</surname> <given-names>Эдуард Валентинович</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Fomin</surname> <given-names>Eduard Valentinovich</given-names> </name>  </name-alternatives>  <contrib-id contrib-id-type="orcid">https://orcid.org/0000-0001-6708-9909</contrib-id> </contrib>  </contrib-group>   <event>  <event-desc xml:lang="ru">Право, экономика и управление: актуальные вопросы</event-desc>   <event-desc xml:lang="en">Law, Economics and Management</event-desc>   <conf-date> <day>27</day> <month>11</month> <year>2020</year> </conf-date>    <conf-loc xml:lang="en">Чебоксары</conf-loc>  </event>   <publisher> <publisher-name>ИД «Среда»</publisher-name> </publisher>    <pub-date pub-type="collection"> <year>2021</year> </pub-date>    <permissions> <copyright-statement>Copyright &#x00A9; Marina N. Iakovleva, Tatyana L. Fomicheva, 2020</copyright-statement> <copyright-year>2020</copyright-year> <license license-type="open-access" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"> <license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p> </license> </permissions>  </book-meta> <book-part book-part-type="conference-paper"> <book-part-meta>  <book-id pub-id-type="doi">10.31483/r-97317</book-id>   <book-id custom-type="publisher-id" pub-id-type="custom">97317</book-id> <title-group>  <chapter-title xml:lang="en">Application of Artificial Intelligence in the Banking Sector</chapter-title>   <trans-title-group xml:lang="ru"> <trans-title>Использование искусственного интеллекта в банковской системе</trans-title> </trans-title-group>  </title-group>  <contrib-group>   <contrib contrib-type="author" id="author1">   <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Яковлева</surname> <given-names>Марина Николаевна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Iakovleva</surname> <given-names>Marina Nikolaevna</given-names> </name>   </name-alternatives>  <email xlink:type="simple">yakovleva_marina_2003@mail.ru</email> <xref ref-type="aff" rid="aff1"/> </contrib>   <contrib contrib-type="author" id="author2">   <name-alternatives>  <name name-style="eastern" xml:lang="ru"> <surname>Фомичева</surname> <given-names>Татьяна Леонидовна</given-names> </name>   <name name-style="western" xml:lang="en"> <surname>Fomicheva</surname> <given-names>Tatyana Leonidovna</given-names> </name>   </name-alternatives>  <email xlink:type="simple">tatlfom@mail.ru</email> <xref ref-type="aff" rid="aff1"/> </contrib>   <aff-alternatives id="aff1">   <aff xml:lang="ru">  <institution-wrap> <institution-id institution-id-type="ror">01hnrbb29</institution-id> <institution>ФГОБУ ВО «Финансовый университет при Правительстве Российской Федерации»</institution> </institution-wrap>   <country>Россия</country> </aff>    <aff xml:lang="en">  <institution-wrap> <institution-id institution-id-type="ror">01hnrbb29</institution-id> <institution>FSFEI HE &quot;Financial University under the Government of the Russian Federation&quot;</institution> </institution-wrap>   <country>Russia</country> </aff>   </aff-alternatives>  </contrib-group>   <fpage>113</fpage> <lpage>115</lpage>   <abstract xml:lang="en"> <p>this article is devoted to the study of the role of artificial intelligence in the banking sector. Today, the introduction of new technologies in all spheres of life is a very relevant topic. The article reveals the concept of artificial intelligence as a factor in the development of the banking sector in particular and the economy as a whole. An overview of the use of the artificial intelligence system in banks in Russia and the world is presented.</p> </abstract>    <trans-abstract xml:lang="ru"> <p>статья посвящена изучению роли искусственного интеллекта в банковской системе. Применение новых технологий во всех сферах жизни является очень актуальной проблемой. Работа раскрывает понятие искусственного интеллекта как фактора развития банковского сектора и экономики в целом. Авторами приведены общие положения об использовании искусственного интеллекта в банках России.</p> </trans-abstract>         <kwd-group xml:lang="ru">  <kwd>искусственный интеллект</kwd>  <kwd>финансы</kwd>  <kwd>банковская система</kwd>  <kwd>банки</kwd>  <kwd>банковская деятельность</kwd>  </kwd-group>    <kwd-group xml:lang="en">  <kwd>artificial intelligence</kwd>  <kwd>banks</kwd>  <kwd>finance</kwd>  <kwd>banking</kwd>  <kwd>banking system</kwd>  </kwd-group>      </book-part-meta> </book-part> </front>  <back> <ref-list> <title>References</title>  <ref id="ref1"> <label>1</label> <citation-alternatives>   <mixed-citation xml:lang="en">Artificial intelligence in banks: prospects and advantages. 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