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List of publications on a keyword: «fintech»

  • Economic Effects of Fintech Development in Russia

    Conference Paper
    The Russian economy in the context of modern challenges
    Authors:
    Elizaveta E. Solozhenkina, Valery V. Polovinkin
    Work direction:
    Цифровая экономика и новые горизонты роста российского бизнеса
    Abstract:
    This study examines the economic effects of fintech development in Russia. Based on an analysis of statistical data and regulatory materials, it has been found that fintech contributes to the reduction of transaction costs, acceleration of payments and expansion of access to financial services. Particular attention is given to the development of the Faster Payments System (SBP), financial platforms and data-driven solutions. It has been established that fintech enhances competition and efficiency in the financial market. However, its impact is constrained by digital inequality, cybersecurity risks and regulatory limitations. The findings suggest that the effectiveness of fintech depends on the level of accessibility, security and institutional development of the financial system.
    Keywords:
    fintech, digital payments, payment systems, financial platforms, remote services
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  • The Future of Russian Insurance in the Digital Ecosystem

    Conference Paper
    The socio-economic landscape of the region: people and digital transformation
    Author:
    Marina V. Ilindeeva
    Work direction:
    Финансовые технологии (FinTech) и трансформация банковско-страхового сектора
    Abstract:
    The article focuses on the development of ecosystem services in Russian insurance as a response to the challenges of low market penetration, outdated business models, and changing consumer expectations. It analyzes the problems of traditional isolated products, the drivers of the transition to ecosystems, and the barriers to their implementation. The article explores solutions to these challenges, such as the development of regulatory frameworks, the modernization of IT, and the transparency of data, as well as future prospects, including hyper-personalization, IoT-enabled agricultural insurance, and the integration of businesses into insurance ecosystems.
    Keywords:
    digital transformation, collaboration, fintech, ecosystem services, customer focus
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  • Finansovye tekhnologii v oblasti investirovaniia

    Conference Paper
    The socio-economic landscape of the region: people and digital transformation
    Authors:
    Oksana A. Uglianskaia, Viktoriia A. Ligeida, Daria A. Zhdanova
    Work direction:
    Финансовые технологии (FinTech) и трансформация банковско-страхового сектора
    Abstract:
    В статье рассматриваются современные финансовые технологии (FinTech), применяемые в сфере инвестирования, их классификация, возможности повышения эффективности инвестиционных процессов, а также риски и регуляторные вызовы. Проанализированы ключевые инструменты – цифровые брокерские платформы, алгоритмическая торговля, токенизация активов, краудфандинг и P2P-платформы. Приведены примеры практической реализации FinTech-решений, оценены преимущества для инвесторов и эмитентов, выделены основные угрозы (технические, регуляторные, кибербезопасность).
    Keywords:
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  • Finansovye tekhnologii (FinTech) i ikh vliianie na bankovskuiu sistemu

    Conference Paper
    Law, Economics and Management
    Authors:
    Kseniia E. Gorban, Tatyana L. Fomicheva
    Work direction:
    Финансы и кредит. Экономика предпринимательства
    Abstract:
    В статье анализируется влияние финансовых технологий (FinTech) на традиционную банковскую систему. Рассматриваются основные направления FinTech, изучается двойственный характер этого влияния.
    Keywords:
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