En
Register Log in

List of publications on a keyword: «loan agreement»

  • The limits of contractual freedom in consumer lending: Institutions of self-locking and cooling-off period

    Book Chapter
    Development of the Russian socio-economic system: challenges and prospects
    Authors:
    Elena V. Iakovenko, Ekaterina V. Shushina
    Work direction:
    Юридические науки
    Abstract:
    An analysis of legislative amendments on the possibility of establishing a “self-prohibition” on the remote conclusion of a loan agreement and the introduction of a “cooling-off period” before the issuance of loan funds was conducted to determine whether these institutions comply with the principle of freedom of contract. It has been established that self-prohibition is a voluntary self-restriction, which represents the most complete realization of freedom of contract. A cooling-off period is a mandatory restriction, establishing a deferred performance of the contract for the creditor. The authors conclude that the innovations are consistent with the constitutional criteria for the admissibility of restrictions on rights and freedoms, since the purpose of their introduction is to protect the rights and legitimate interests of all parties to the loan agreement.
    Keywords:
    loan agreement, freedom of contract, cooling-off period, self-prohibition, self-restriction, limits of freedom of contract
    Go 

  • The role of loan agreements in the legal system of a constituent entity of the Russian Federation

    Proceeding
    Innovative approaches to management in economic, technical and legal systems
    Authors:
    Vladimir D. Timatkov, Renata R. Lenkovskaia
    Work direction:
    Развитие правовых систем
    Abstract:
    This article is devoted to the study of the role of loan agreements in the legal system of a constituent entity of the Russian Federation. The purpose of the study is to consider the problem of the relationship between loan agreements and other legal institutions, such as civil law, banking law, consumer law and others. Particular attention is paid to the peculiarities of the conclusion, execution and termination of loan agreements at the level of a constituent entity of the Russian Federation. The features of regulation of credit relations at the regional level are analyzed, based on regulations and legislation of a specific subject of the Russian Federation. The authors analyze practical problems that arise when concluding loan agreements and resolving disputes between the parties. The influence of federal legislation on the regulation of credit relations in a specific constituent entity of the Russian Federation is also considered. Results. As a result of the above study, the author
    Keywords:
    credit, legal system, loan agreement, credit relations, the role of loan agreements
    Go