Sustainable Development of Russian Regions in the Age of Transformation Processes
- Authors:
- Iana A. Rassadina, Nataliia V. Morozova
- Work direction:
- Современная финансовая и денежно-кредитная политика – меры антикризисного финансового регулирования и бюджетного стимулирования
- Abstract:
- Mortgage housing lending allows you to purchase
real estate, paying initially only a small part of its price,
is a mechanism for the real estate market that ensures the resolution
of the contradiction between the high value (price) of real
estate and the current income level of potential purchasers
of real estate. The relevance of the research topic is due to the fact that
mortgage housing lending is one of the most important elements
of the economic system of the Russian Federation, playing a huge role in
providing housing to the population and improving housing conditions. The purpose
of the study is to study the factors influencing the situation with
housing mortgage lending. The following methods were used in the work: analysis and synthesis,
generalization, grouping, comparison, tabular, etc.
- Keywords:
- real estate market, housing, mortgage, mortgage portfolio