List of publications on a keyword: «микрофинансовые организации»
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DIRECTIONS FOR THE DEVELOPMENT OF MICROLOAN REGULATION IN RUSSIA
Book ChapterDevelopment of the Russian socio-economic system: challenges and prospects- Author:
- Andrei V. Minakov
- Work direction:
- Экономические науки
- Abstract:
- Microfinance institutions are demonstrating a consistently high rate of expansion worldwide. In the Russian Federation, these organizations play a vital role in the financial ecosystem. They provide access to loans for small businesses, and their services are also important for individuals whose income levels do not allow them to qualify for standard banking products. The existing microloan regulation system in Russia requires development, as the microfinance sector is characterized by serious problems, including high interest rates, risky lending terms, and unfair practices by some lenders. The purpose of this study is to examine the development of microloan regulation in Russia. This article utilizes research methods such as theoretical source analysis, statistical data, and comparative analysis. Indicators characterizing the performance of microfinance organizations in the Russian Federation for 2021-2025 were analyzed.
- Keywords:
- microloans, microfinance organizations, MFOs, online loans, credit risks, requirements for MFOs, loan market
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Mikrofinansirovanie kak instrument podderzhki malogo predprinimatel'stva
Proceeding
Modern trends in management, economics and business: from theory to practice- Authors:
- Aidar R. Zimnurov, Nadezhda I. Kuznetsova
- Work direction:
- Финансовые аспекты развития предпринимательства, бухгалтерский учет, анализ и аудит
- Abstract:
- В статье рассматриваются особенности микрофинансирования как эффективного инструмента расширения доступа к финансовым услугам малых предприятий, индивидуальных предпринимателей и экономически активного населения, имеющего предпринимательский потенциал, но низкие заработки. Предложены рекомендации по развитию микрофинансирования, включая меры по снижению процентных ставок, государственную поддержку МФО и повышение финансовой грамотности.
- Keywords: