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List of publications on a keyword: «risk»

  • Долгосрочное страхование жизни и формирование семейных капиталов

    Proceeding
    Strategies of Sustainable Development: Social, Law and External-economic Aspects
    Author:
    Marina V. Ilindeeva
    Work direction:
    Социально-экономические процессы в обществе
    Abstract:
    The article explores the motives of Russian citizens choosing long-term life insurance, reveals the importance of this tool in the process of accumulating family capital and ensuring the stability of future generations. Special attention is paid to the problems of the prevalence and demand for such contracts in modern Russia, and possible ways to increase interest in this financial mechanism are being considered. Recommendations are presented to improve the current situation, including government initiatives and modernization of the insurance products themselves.
    Keywords:
    motivation, pension provision, long-term life insurance, financial reserve, risk protection, economic potential of the family, inherited property
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  • DENTAL TOURISM: CAUSES, CONSEQUENCES FOR THE HEALTHCARE SYSTEM OF THE RUSSIAN FEDERATION, IMPACT ON THE ECONOMY OF RECIPIENT COUNTRIES, RISKS FOR PATIENTS

    Proceeding
    Strategies of Sustainable Development: Social, Law and External-economic Aspects
    Authors:
    Iuliia A. Chebakova, Oksana V. Sudareva
    Work direction:
    Социально-экономические условия жизнедеятельности населения
    Abstract:
    The article provides a comprehensive analysis of dental tourism as one of the dynamically developing segments of medical tourism. The key reasons that motivate patients to receive dental services abroad are considered. The analysis of possible consequences on the economic opportunities of the healthcare system is carried out. The positive economic impact of dental tourism on recipient countries has been investigated. The risks for patients related to the quality of services provided, legal insecurity, language barrier, and postoperative follow-up are considered. The directions of repatriation of dental patients in the context of ensuring national medical security have been developed.
    Keywords:
    healthcare system, Dental tourism, medical tourism, economic consequences, risks for patients, quality of dental services, statistics of medical tourism
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  • Risks and Limitations of VR Technologies in Education: The Case of a Russian History Course in Secondary Vocational Education

    Proceeding
    Education, innovation, research as a resource for community development
    Author:
    Кузнецов Егор Александрович
    Work direction:
    Современные технологии в образовании
    Abstract:
    The paper examines the pedagogical risks and limitations of using virtual reality technologies in teaching Russian history at the level of secondary vocational education. The methodological framework combines comparative and theoretical–methodological analysis of Russian and international studies on VR technologies with a classification of the risks identified by researchers. On this basis, we distinguish cognitive, value–semantic, and emotional–psychophysiological groups of risks and demonstrate how they manifest themselves in the context of teaching Russian history within the system of secondary vocational education. The study substantiates the need to design VR episodes as integral components of holistic instructional situations that explicitly take these risks and limitations into account. The paper also outlines directions for further research related to a more detailed elaboration of organizational–methodological and technical constraints.
    Keywords:
    secondary vocational education, VR technologies, Russian history, risks in education, immersive learning

  • Analysis of economic and legal support for the economic security of small and medium-sized enterprises in the region

    Book Chapter
    Development of the Russian socio-economic system: challenges and prospects
    Authors:
    Vlada V. Terioshina, Elena V. Savchenkova, Maksim A. Cherniaev
    Work direction:
    Глава 4
    Abstract:
    The chapter provides a comprehensive analysis of the state and development trends of small and medium-sized enterprises (SMEs) in the Republic of Mari El in the context of ensuring the region's economic security. Systemic risks threatening economic security are identified: limited access to financial resources, administrative barriers, outmigration of skilled personnel, and the high budget dependency of the republic.
    Keywords:
    economic security, small and medium-sized enterprises, development trends, economic diversification, Republic of Mari El, regional risks, SME support
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  • Systemic contradictions of financial support for regional development

    Book Chapter
    Development of the Russian socio-economic system: challenges and prospects
    Author:
    Irina N. Shvetsova
    Work direction:
    Глава 5
    Abstract:
    The chapter examines key systemic contradictions in the financial support of regional development under contemporary conditions, including the impact of geopolitical changes and sanction pressures on financial flows and instruments. It analyzes the formation, allocation, and effective use of budgetary resources at the regional level amid current economic challenges. Special attention is given to financial regulation mechanisms, risks, and constraints hindering balanced regional development. The chapter proposes ways to improve financial policy to enhance the resilience and balance of regional growth, as well as the integration of innovative financial instruments into regional financial management. A systemic approach is employed, combining material, procedural, and managerial components of financial support. Strategic objectives and mechanisms for their realization are analyzed to increase financial support effectiveness.
    Keywords:
    sustainable development, risks, regional development, financial instruments, financial policy, financial support, systemic contradictions, financial regulation
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  • Financial security of the enterprise: theoretical foundations and practical aspects of ensuring

    Book Chapter
    Effective development of the modern economy: problems and prospects
    Authors:
    Olga I. Mfliarenko, Elena I. Baikova
    Work direction:
    Глава 10
    Abstract:
    In an unstable economic environment and increasing competition, financial stability is becoming a key factor in the survival and development of an enterprise. The presented work examines the essence and structure of the financial security system at the level of an economic entity, reveals internal and external threats that can affect the stability of the enterprise. Special attention is paid to the tools for diagnosing the financial condition, including the analysis of liquidity, solvency, financial stability and business activity. The practical part is devoted to the analysis of the activities of a trading company, where the financial risks that limit the development of the enterprise are identified. Based on the results obtained, proposals have been formed to minimize the negative impact of factors.
    Keywords:
    financial risks, enterprise sustainability, internal and external threats, economic stability, financial condition monitoring, threat diagnostics, financial security system
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  • Reputational risk management

    Proceeding
    Topical issues of law, economic and management
    Authors:
    Anita A. Ashikarian, Oksana V. Lomakina
    Work direction:
    Трудовое и предпринимательское право
    Abstract:
    The article considers the phenomenon of reputational risks, analyses the concepts of "risk" and "reputational risk". The factors affecting the emergence of reputational risks, the main stages and tools for managing such risks are considered.
    Keywords:
    risk management, risk assessment, reputational risk
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  • Regional problems of environmental safety

    Book Chapter
    Principles of building a new ecosystem: social, economic and legal aspects
    Author:
    Andrei V. Minakov
    Work direction:
    Глава 5
    Abstract:
    Ensuring environmental safety is a priority task for all countries. Sustainable development of the state, high quality of life and health of its population can be ensured provided that high quality of the environment is maintained. In Russia, the scale of pollution by production and consumption waste has reached a critical level, posing a serious threat to national environmental security. Large industrial regions of the country face the most serious environmental problems. The purpose of the study is to study regional problems of ensuring environmental safety. In the chapteruses such research methods as analysis of theoretical sources, study of official statistics, comparative analysis. The indicators characterizing the state of the environment of the Sverdlovsk region for 2021–2023 were analyzed. It was concluded that according to the National Environmental Rating in 2023 (autumn rating), the region was in last place, i.e. it was the worst region in the country in terms of environmental indicators. Despite the improvement of certain indicators for 2021–2023 (reduction in the volume of generated waste, the share of the population in cities with high levels of air pollution, discharge of polluted wastewater, etc.), the level of pollution of the atmosphere, water resources and soils in the region is very high. Success in solving environmental problems in the region largely depends on the implementation of an integrated approach, including economic (increased investment in environmental projects), social (increased environmental literacy of the population) and technological changes (digitalization and modernization of industry).
    Keywords:
    sustainable development, ecology, environment, technological risks, anthropological risks, pollutant emissions, environmental protection
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  • Кибербезопасность в цифровом образовании: защита данных студентов и преподавателей

    Proceeding
    Technopark of universal pedagogical competencies
    Authors:
    Inna G. Iglinskaia, Anastasiia V. Petrakova
    Work direction:
    Тенденции развития цифрового образования
    Abstract:
    In the context of the rapid transition to digital learning formats, cybersecurity is becoming one of the key tasks for educational institutions. The article "Cybersecurity in digital Education: Protecting the data of students and teachers" examines the main threats faced by participants in the educational process, including leaks of personal information, cyber attacks and fraud. Special attention is paid to data protection methods such as encryption, multi-factor authentication and user training in the basics of cybersecurity. Legislative aspects and standards governing the protection of personal data in the educational environment are also discussed. In conclusion, the article emphasizes the importance of creating a culture of cybersecurity in educational institutions, which contributes not only to the protection of information, but also to increasing the trust of students and teachers in digital educational platforms.
    Keywords:
    digital education, educational institutions, fraud, digital platforms, data protection, cybersecurity, personal information, data leaks, cyber attacks, encryption, multi-factor authentication, cybersecurity training, personal data, legislative aspects, security standards, cybersecurity culture, user trust, cyber threat risks
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  • Protection mechanisms: effective management of currency risk using derivatives

    Proceeding
    Innovative approaches to management in economic, technical and legal systems
    Authors:
    Anna S. Pavlikova, Iuliia S. Tsertseil
    Work direction:
    Экономические стратегии в сфере управления современным бизнесом
    Abstract:
    The article discusses origin and types of currency risk, financial instruments for its mitigation for companies making payments in foreign national currency on international markets. The main derivative financial instruments for hedging risks, like forward and futures contracts, options, currency swaps and FRAs are considered. Special attention is paid to the use of such option strategies, like straddle and iron butterfly, allowing to lock potential losses.
    Keywords:
    hedging, currency risk, derivatives, option strategies
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  • Actualization of social risks and digitalization of education

    Proceeding
    Psychologically Safe Educational Environment: Design Problems and Development Prospects
    Author:
    Galina V. Verzhibok
    Work direction:
    Мастера психологии и педагогики
    Abstract:
    The article reflects the content of the concept of «risk», presents classifications and types of risks of modern society, identifies the positions of the founders and leading representatives of riskology as a scientific field. The article reveals the perspective of the problem of introducing modern digital technologies into the educational process, shows the importance of a comprehensive analysis of the phenomenon in the modern world in an interdisciplinary plan.
    Keywords:
    digitalization, digital technologies, digital educational environment, risk, types of risks
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  • Artificial intelligence and neural networks: a dual risk factor and a resource in ensuring psychological security.

    Proceeding
    Psychologically Safe Educational Environment: Design Problems and Development Prospects
    Authors:
    Inna G. Iglinskaia, Anastasiia V. Petrakova
    Work direction:
    Psychological Support of Students with Special Educational Needs
    Abstract:
    The article examines the dual aspects of the influence of artificial intelligence (AI) and neural networks on human psychological security. On the one hand, AI technologies can serve as a powerful tool for improving mental health by offering personalized solutions and support in crisis situations. On the other hand, their use is also associated with risks such as loss of privacy, manipulation of consciousness and dependence on technology. The influence of algorithms on the formation of public opinion and the emotional state of users is analyzed, as well as the ethical and legal aspects of the introduction of AI in areas related to mental health are considered. In conclusion, the need to develop comprehensive strategies aimed at minimizing risks and maximizing the resources provided by new technologies to ensure psychological security in modern society is emphasized.
    Keywords:
    artificial intelligence, mental health, psychological safety, public opinion, emotional state, algorithms, ethical aspects, confidentiality, technology risks, personalized solutions, mind manipulation, dependence on technology, innovations in psychology, risk minimization strategies
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  • Teaching a Foreign Language in a Non-Linguistic University in the Era of Digitalization

    Book Chapter
    Modern Challenges of Education and Psychology of Personality Formation
    Author:
    Elena G. Liakhova
    Work direction:
    Глава 9
    Abstract:
    This research is devoted to the study of the problem of cognitive risks arising as a result of the digitalization of education, in general, and teaching a foreign language in a non-linguistic university, in particular. The research method used is a comparative analysis of approaches to teaching a foreign language using artificial intelligence and traditional methods of teaching a foreign language in a non-linguistic university. As a result of the study, the author comes to the conclusion about the need to combine traditional methods of teaching a foreign language with innovative methods using neural networks.
    Keywords:
    teaching foreign languages, artificial intelligence, Neural networks, non-linguistic university, cognitive risks
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  • The Essence, Causes and Main Forms of Capital Export and Import from Macroeconomic Entities

    Book Chapter
    Development of the Russian socio-economic system: challenges and prospects
    Authors:
    Arsenii A. Samokhin, Natalia V. Sergeeva
    Work direction:
    Глава 2
    Abstract:
    The chapter analyzes the essence, causes and main forms of capital export and import in the context of modern economic reality. The scope of the study is based on the need of understanding the impact of capital flows on the economic development of the country and identifying factors that contribute to or hinder their effective regulation.
    Keywords:
    tax policy, investment climate, capital flows, capital export, capital import, economic globalization, direct investments, portfolio investments, capital outflows, investment risks, capital legalization, financial schemes, capital withdrawal
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  • Risk assessment as a form of assessment and improvement of working conditions

    Book Chapter
    Development of the Russian socio-economic system: challenges and prospects
    Authors:
    Valentina V. Chernysheva, Daria V. Goriashko
    Work direction:
    Глава 6
    Abstract:
    This chapter considers relevant issues of risk calculations in the field of technosphere security. An enterprise which deals with the incineration of medical waste was taken as a basis, where for several years of its existence the problem of the disease of the operators of the incinerator installation with rosacea was identified. Hazard groupings by their types were performed, their parameters were determined, their risk levels were determined and a quantitative assessment of occupational risks was carried out according to the risk assessment matrix. As a result, according to the school of the integral indicator, the value of the individual occupational risk of the incinerator plant operators was established, which turned out to be high.
    Keywords:
    risk, incinerator installation, physical hazards, risks associated with ergonomics, accident risk, chemical hazards, biological hazards, risk matrix for an incinerator operator, occupational risk of an incinerator operator
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  • Determination of the Company's Insolvency in the Risk Management System

    Proceeding
    Strategies of Sustainable Development: Social, Law and External-economic Aspects
    Authors:
    Aleksandr B. Oreshnikov, Iuliia S. Tsertseil
    Work direction:
    Вопросы социально-экономической эффективности предприятий
    Abstract:
    The development of an effective management model of a company is the basis for a high indicator of its viability. The work uses the example of «Yandex» to demonstrate the author's evaluation of the amount of financial bankruptcy of firms. The author recommends applying a cost-based method to analyzing a company's financial health in order to identify the key lines of enterprise development, forecast future growth, and offer the primary strategies to enhance it.
    Keywords:
    bankruptcy, insolvency, financial risks, cost model, business management, added economic value
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  • "Map" or "territory": knowledge in the digitalisation of primary education

    Proceeding
    Primary education in the new reality: trends of development, current problems, best practices
    Author:
    Anastasia S. Bolshakova
    Work direction:
    Psychological security in the digital environment of an educational institution
    Abstract:
    The digitalisation of primary education is generating ethical paradoxes related to the clash between the values inherent in the digital world and the ethical and humanistic principles underlying any educational process. This clash manifests itself in the form of axiological risks, shedding light on the complex ethical landscape of digital education. This article focuses on one such risk - the risk of losing the value of knowledge. It describes the process of mutation of the concept of "knowledge" in modern conditions with reference to the concept of simulacra proposed by the French philosopher Jean Baudrillard.
    Keywords:
    knowledge, primary education, awareness, Value, axiological risk
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  • Paradigms of Risk, Hazards and Danger

    Proceeding
    Modern trends in management, economics and business: from theory to practice
    Author:
    Daniil E. Panik
    Work direction:
    Проектное управление в развитии предпринимательства
    Abstract:
    In his 1962 work The Structure of Scientific Revolutions, Thomas Kuhn defined a paradigm as a set of concepts that form the foundations of a scientific field. He presents revolutions as shifts in existing paradigms, and the phrase "paradigm shift" has since entered the language of science and business. Risk is a concern in both science and business, and this chapter examines paradigms of risk and whether a shift is needed. Despite our avoidance of negative experiences that are often interpreted as the result of hazards, there is no general methodology for managing risk. This statement may seem wrong: after all, safety is a broad field; we analyse hazards and manage risks. But isn't this an illusion, and isn't risk management an attempt to charm reality? Aren't hazards, risk and threat dependent on our perception? Perhaps risk can be viewed through the lens of quantum mechanics, existing in a state of potentiality until our actions and interpretations force events and circumstances into
    Keywords:
    risk, hazards, dange, paradigms
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  • Introduction of a risk-based approach into the practice of organizations: problems and ways to solve them

    Book Chapter
    Law and economic development: current issues
    Author:
    Aleksandr A. Kiselev
    Work direction:
    Глава 5
    Abstract:
    Currently, domestic organizations, primarily controlling (supervisory) organizations, must, in compliance with the current legislation, switch to a risk-oriented approach in their activities. However, the science of management of organizations could not timely provide scientifically sound proposals for the practical implementation of laws by organizations on the implementation of a risk-based approach in the practice of work. At the same time, it is particularly difficult for practitioners of organizations to assess risks and hazards in order to assign them to certain categories and classes in order to optimize the frequency of inspections and reduce the cost of inspections while increasing their effectiveness.
    Keywords:
    risk-based approach, legislation on the implementation of a risk-based approach in organizations, supervisory organizations, audit planning, risk assessment, risk assessment methodology planning, risk assessment methodology
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  • Possibilities of the environment of the modern school in the prevention of risk behavior in adolescents

    Review Article
    Development of education Volume 6 No 3
    Author:
    Elena V. Moskvina
    Work direction:
    Pedagogy and Modern Education
    Abstract:
    The purpose of the article was to consider the possibilities of a modern school in the prevention of risky behavior of adolescents. The focus of the research seems relevant due to the fact that the scientific solution meets the urgent needs of the practice of organizing these activities and fills a certain gap in modern research in overcoming risky behaviors of the younger generation. Methods of comparative analysis of psychological and pedagogical scientific sources were used in the preparation of the material, theoretical analysis of monographic and dissertation materials, documentation on the problems of research using generalization, comparison, systematization and modeling was carried out. The article considers a possible field of prevention of risky behavior at school, which lies at the intersection of three components of the environment of an educational organization. These include motivational-value (formation of factors that stimulate subjects of prevention to obtain a predictable positive result), social-subjective (formation of factors that contribute to the formation and development of subjectivity of adolescents in academic, extracurricular, extracurricular work, additional education, self-government, amateur activity), actualization – creative (formation of factors of creative realization of a teenager, aimed at on the formation of the ability to constructive risk) components. As a result, the author came to the conclusion that it is possible to achieve the predicted result of prevention of risky behavior of adolescents using the capabilities of a modern school resulting from the creation and replenishment of its components.
    Keywords:
    prevention, teenagers, risk behavior, modern school environment
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  • The risks of reducing tax revenues in connection with the conduct of SVO

    Proceeding
    Socio-Economic Processes of Modern Society
    Authors:
    Ruket V. Kosmina, Anna V. Shekhovtsova
    Work direction:
    Социально-экономические процессы в обществе
    Abstract:
    Tax revenues to the budget are a significant part of the income of any state. A decrease in tax revenues can lead to a budget deficit and to a decrease in funding for various government activities and programs. The special military operation was not initially designed for a long time, and therefore its financing and execution resources were limited. In the process of its implementation, it turned out, as expected, Western countries perceived it sharply negatively and began to impose sanctions against Russia, which limited budget revenues, as well as the possibility of financing this operation. Therefore, there is such a problem: on the one hand, to continue the operation, funds are needed that can be received by tax revenues, and on the other hand, the very conduct of such an operation significantly reduces the possibility of tax revenues due to sanctions of Western countries.
    Keywords:
    import substitution, exports, tax risks, tax revenues, budget, tax burden, sanctions, special military operation, special benefits, financial sector
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  • Improving the quality of managerial decision-making when responding to leashes with the help of information and analytical support

    Proceeding
    Topical issues of law, economic and management
    Authors:
    Nikita E. Aleksandrov, Dmitrij N. Ermakov
    Work direction:
    Менеджмент и маркетинг
    Abstract:
    The article describes the problem of improving the quality of managerial decision-making when using information and predictive systems in response to floods. The article uses system and model research methods. As a result, it was proposed to expand predictive models by the modern method of interpretation of SHAP and to include consideration of its results in the process of making managerial decisions when responding to floods.
    Keywords:
    disaster management, flood risk management, information and analytical systems, floods, interpretation of predictions
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  • Problemy povysheniia konkurentosposobnosti otechestvennoi ekonomiki: ugrozy i vyzovy

    Book Chapter
    Strategic Directions of the Development of Russian Regions: Issues of Economy, Accountance, Taxification, Economic Security, Theoretical and Applied Finance
    Author:
    Vladimir N. Kruglov
    Work direction:
    Глава 2
    Abstract:
    The relevance of the material lies in its demand due to changes in the domestic economy under the pressure of various force majeure circumstances (COVID-19, various anti-Russian sanctions from unfriendly countries) and the search for ways out of the current difficult situation. In this way, the author sees the improvement of the project personnel management system to preserve the "human capital" and all its components as one of the target indicators. There is a search for new tools and models for "stitching bottlenecks" in the personnel direction. New vectors of development in the most promising areas are predicted. The methods of empirical research are defined: system analysis, comparative analysis, economic and mathematical methods, observation method and others. One of the main research methods is also the normative method, which allows calculating the main indicators of the use of labor resources in project activities on the basis of appropriate methods.
    Keywords:
    human capital, information, Management, risks, algorithm, culture, personnel management, project approach, dynamics of economic development, force majeure, ethics
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  • Investitsionnyi faktor razvitiia ekonomiki regiona

    Book Chapter
    Strategic Directions of the Development of Russian Regions: Issues of Economy, Accountance, Taxification, Economic Security, Theoretical and Applied Finance
    Authors:
    Tatiana E. Sitokhova, Kantemir A. Khachirov, Zaurbek V. Turiev
    Work direction:
    Глава 3
    Abstract:
    The search for solutions related to the problems of modernization and technological renewal of the national economy and its regional components, the formation of resource potential and the strengthening of the competitive status of the subject (macro, mesolevel), as well as the provision of conditions for economic growth, will not have an effect in the strategic aspect if the level of investment activity in the economy is declining, and the volume of investment in various programs and projects that are significant for the federal center and regions are declining. The paper clarifies the dual nature of the investment paradigm of the development of the region as a system element of the national economic space and as a situational localizer of the investment benchmark for the development of regional economies, which made it possible to reveal the functional relationship between the concepts of «investment climate», «investment attractiveness» and «investment activity» in a single categorical series of investment components of the development of spatially localized economic subsystems.
    Keywords:
    region, Investment attractiveness, investment potential, investment risk
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  • Otritsatel'naia zona sovokupnogo riska predpriiatii i puti vykhoda iz nee

    Book Chapter
    Strategic Directions of the Development of Russian Regions: Issues of Economy, Accountance, Taxification, Economic Security, Theoretical and Applied Finance
    Author:
    Margarita V. Pinegina
    Work direction:
    Глава 6
    Abstract:
    Currently the business risk assessment monitoring becomes increasingly relevant for enterprises. The aim of the article is to determine to quantitative risk value of aggregate risk of enterprises located in two zones: one part in positive while the other in quite significant negative. The article resulted in development of the approaches enabling the firms to reduce aggregate risk in order to remove it from negative zone. This result is achieved with the help of application theoretical help of theoretical method.
    Keywords:
    financial risk, aggregate risk, business risk, probability, mathematical expectation, variance, standard deviation, degree of financial leverage, effect of financial leverage, degree of total leverage
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