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List of publications on a keyword: «ACT»

  • Подводный спорт

    Conference Paper
    Manchaara Games: Generational continuity in the development of national sports – 2025
    Authors:
    Aleksandr V. Nikishkin, Aleksandr A. Liubakov, Veronika A. Sorokina
    Work direction:
    Актуальные проблемы оздоровительной и адаптивной физической культуры
    Abstract:
    The study of underwater sports broadens the readers' horizons and enriches their understanding of the possibilities of active recreation and maintaining health through unique ways of interacting with nature. The article examines the history of the emergence and development of underwater sports, describes the main directions and their features, and introduces the reader to the necessary technical equipment used in the sport. The authors pay special attention to safety issues and environmental ethics in underwater sports.
    Keywords:
    sports competitions, underwater sports, performance techniques, training specifics, sports discipline, exciting activities, and special equipment
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  • Transformation of Youth Practices: Dynamics of sociocultural choice and its determinants

    Conference Paper
    The Topical Issues of the Humanities and Social Sciences
    Author:
    Olesia V. Khankova
    Work direction:
    Социальная педагогика
    Abstract:
    Annotation: The article presents the results of an empirical study of tourist preferences conducted among Russian youth. The factors that determine the choice of a destination for youth recreation and leisure are analyzed.
    Keywords:
    youth, sociocultural practice, tourist preferences, type of tourism
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  • Features and Technologies of Professional Education in Economics and Finance: Adaptation to the Modern Economy

    Conference Paper
    The Topical Issues of the Humanities and Social Sciences
    Author:
    Marina V. Ilindeeva
    Work direction:
    Содержание и технологии профессионального образования
    Abstract:
    The article analyzes the features and innovative technologies of professional education in the field of economics and finance in the context of global transformations. The focus is on adapting the system of professional education (secondary and higher) to the demands of the modern labor market. It is emphasized that the successful adaptation of professional education through these elements aims to train flexible, technologically competent graduates who can meet the challenges of the modern economy.
    Keywords:
    continuous education, professional standards, practice-oriented training, professional education, competencies, adaptation to the labor market, simulation technologies, EdTech, economics and finance, digital educational technologies
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  • The Role of Project-Based Activities in the Formation of Communicative Competence among Students in the System of Secondary Vocational Education

    Conference Paper
    The Topical Issues of the Humanities and Social Sciences
    Author:
    Zalina B. Ogoeva
    Work direction:
    Содержание и технологии профессионального образования
    Abstract:
    This article investigates the problem of developing communicative skills among students in the system of secondary vocational education (SVE), which are crucial for their competitiveness in the modern labor market. It argues that project-based learning serves as the most effective pedagogical tool for fostering this set of competencies. The study analyzes the structural components of communicative competence and the stages of project work, revealing a direct correlation between them. The theoretical framework is illustrated by a practical example of implementing an interdisciplinary project at the North Ossetian Pedagogical College. It is proven that project-based activities create conditions for an authentic learning environment, in which communicative skills are developed in a comprehensive and situational-natural way.
    Keywords:
    communicative competence, pedagogical technologies, professional competencies, teamwork, secondary vocational education and training (SVET), project-based activities, pedagogical college
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  • The possibilities of the method of positive psychotherapy in the formation of psychological readiness of psychology students for professional activity

    Conference Paper
    Positive psychotherapy in the modern world: a resource and a tool for coping with sociocultural challenges
    Author:
    Ekaterina V. Nikitina
    Work direction:
    Modern socio-psychological aspects of risk in the educational environment
    Abstract:
    The article is devoted to the problem of formation of psychological readiness of psychology students for professional activity. The relevance of the study is due to the growing demand for psychological support and the need to improve the quality of professional training of specialists. In educational practice, there remains an imbalance between theoretical learning and the development of students' personal resources. As a solution, the use of N. Peseshkian's method of positive psychotherapy (PPT) is proposed, aimed at activating the inner potential of a personality. The article describes a study on the application of the author's program for the formation of psychological readiness of psychology students for professional activity "Balance and abilities", based on the principles of this method.
    Keywords:
    professional activity, psychology students, psychological readiness, author's program, positive psychotherapy
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  • Formation of communication skills of younger schoolchildren as a pedagogical problem

    Conference Paper
    Primary education in the new reality: development directions, current issues, best practices
    Authors:
    Dar'ia A. Stepanova, Ekaterina V. Grevtsova
    Work direction:
    Модернизация содержания и технологий дошкольного и начального образования
    Abstract:
    The article considers the problem of forming the communicative skills of younger schoolchildren as one of the key ones in modern schools. The relevance of the study is due to the need to develop children's skills of effective interaction with other people and the environment required by modern educational standards, as well as the difficulties in implementing these skills in the educational process. The purpose of the study is to analyze and compare theoretical approaches to the formation of communication skills of younger students. students to identify effective ways of their development in education. The author refers to the ideas of L.S. Vygotsky and A.N. Leontiev, who emphasize the importance of dialogue and joint activity in the formation of communicative skills. The conclusion is made about the need for dialogical methods and practical work in the educational process for the formation of full-fledged communicative skills of younger schoolchildren.
    Keywords:
    communication skills, pedagogical problem, primary school students, joint activities, integration of approaches
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  • The development of cognitive universal educational actions in high school students in computer science lessons with the help of special tasks and techniques

    Conference Paper
    Primary education in the new reality: development directions, current issues, best practices
    Authors:
    Iuliia V. Toropova, Alla L. Roshchenia
    Work direction:
    Specificity of Professional Activity of Psychological and Pedagogic Stuff in the Educational System
    Abstract:
    The article is devoted to solving the problem of developing cognitive universal educational actions in high school students in computer science lessons using a theoretically justified selection of special tasks and techniques. The relevance of the article is due to the requirements of the updated GEF and the need to prepare students for independent acquisition and application of knowledge in a rapidly changing information society. The article discusses specific types of tasks, exercises and techniques that can be included in computer science lessons.
    Keywords:
    universal educational actions, Students in grades 10-11, cognitive group, computer science lessons
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  • The role of motivation in the educational process and methods of its formation in learning a foreign language

    Book Chapter
    Issues of education and psychology
    Author:
    Anna E. Shabanova
    Work direction:
    Глава 5
    Abstract:
    The chapter explores the role and methods of fostering learning motivation in teaching English to students of non-linguistic specialties. The author emphasizes the crucial role of motivation as a system-forming factor that determines the success, sustainability, and effectiveness of educational activities. The paper analyzes the main types of motivation (intrinsic/extrinsic, integrative/instrumental, motivation for success/fear of failure) and their specifics in the context of language training. Particular attention is paid to the problem of students' low initial level of language proficiency and the need for targeted work to develop motivation from the beginning of university studies. The central role of the teacher as an organizer of a motivating educational environment and a facilitator is defined. The chapter offers practical strategies and methods for enhancing learning motivation, including ensuring the professional relevance of the course content, using interactive teaching methods, working with authentic texts, and creating an atmosphere of psychological support. It is concluded that effective motivation management is key to forming the high professional competence of future specialists.
    Keywords:
    motivation, educational environment, teacher, teaching methods, teaching, English language, authentic materials, learning activity, non-linguistic university, intrinsic motivation, extrinsic motivation
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  • GAME PSYCHOTECHNOLOGIES IN THE CORRECTION OF MALADAPTIVE PATTERNS OF RESENTMENT: NEUROCOGNITIVE AND CLINICAL ANALYSIS

    Book Chapter
    Issues of education and psychology
    Author:
    Svetlana A. Pavlenko
    Work direction:
    Глава 12
    Abstract:
    The chapter examines the phenomenon of resentment as a maladaptive communicative pattern underlying passive-aggressive manipulative strategies. Game psychotechnologies, in particular the method of transformational games, are considered as an effective tool for correction. On the basis of interdisciplinary synthesis (neurophysiology, integrative psychology), the mechanisms of the method's impact are revealed, including the activation of neuroplasticity, cognitive restructuring and development of mentalization skills. Theoretical provisions and empirical data on the effectiveness of the method are illustrated by a detailed analysis of a clinical case of correction of the «subservience-resentment» pattern in a 43-year-old woman. It is proved that game practice contributes to the formation of mature communicative strategies based on empathy and adequate perception of the needs of others, which is confirmed by catamnestic data
    Keywords:
    emotional intelligence, game practice, neurophysiology, self-reflection, neuroplasticity, resentment, game psychotechnologies, patterns, clinical case
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  • The essence, concept and legal support of business activity

    Conference Paper
    Strategies of Sustainable Development: Social, Law and External-economic Aspects
    Author:
    Aleksandra O. Verenikina
    Work direction:
    Общие вопросы экономических наук
    Abstract:
    In the current conditions, all economic entities are under severe economic conditions. COVID, economic crisis, sanctions - all this pushes enterprises to the need for a conscious forward-looking management of financial activities, business activity based on scientific methodology, adaptation to the common goals of development of the enterprise and changing conditions of external financial environment. The foundation of successful functioning of organizations is their business activity. The results of the business analysis are used to establish reasonable targets and opportunities for development of key economic indicators. Business plan indicators are established on the basis of actual achievements, analysed for improvement opportunities.
    Keywords:
    efficiency, indicators, enterprises, business activity, financial results
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  • The specifics of the implementation of the principles of sustainable development in the activities of business entities

    Book Chapter
    Sustainable development strategies: economic, legal and social aspects
    Authors:
    Artem I. Shamkov, Evgenii E. Shvakov
    Work direction:
    Глава 3
    Abstract:
    The rationale for the practical implementation of the principles of the sustainable development concept at the level of economic entities is due to the fact that they are not yet mandatory for enterprises and organizations in the Russian Federation. Unlike at the national level, the application of the sustainable development concept at the level of economic entities remains a desirable but not mandatory component of their activities. Based on the use of general scientific theoretical methods of cognition (analysis, synthesis, generalization, induction, deduction, etc.), the study has formed a holistic understanding of the implementation of the principles of sustainable development in the activities of economic entities, and has also attempted to provide a theoretical justification for certain aspects of the organization of economic entities' activities in accordance with the concept of sustainable development. Unlike existing approaches to analyzing the activities of economic entities in implementing the principles of sustainable development, the authors propose considering social and environmental activities in an inseparable connection with production activities. Since it is the scale of production activities and their effectiveness that determine the content of social and environmental activities, as well as the capabilities of economic entities to carry them out. In accordance with this, an attempt has been made to determine the minimum boundaries of social and environmental activities from the perspective of ensuring sustainable development of economic entities, as well as the possibilities for expanding them.
    Keywords:
    sustainable development, enterprise economy, social activity of an economic entity, environmental activity of an economic entity
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  • Reflections on the essence of the concept of "ecosystem"

    Book Chapter
    Sustainable development strategies: economic, legal and social aspects
    Author:
    Egor A. Kapitanov
    Work direction:
    Глава 4
    Abstract:
    This chapter discusses the concept of «ecosystem», widely used in business and strategic management, focusing on its well-known definitions in the literature, as well as the relationships between the concepts of «system», «value chain», and «supply chain». To identify the relationship between these concepts, a graphical visualization is proposed, demonstrating the distinctive feature (characteristic property) of ecosystem from other organizational forms of business and other constructs. The connection between the concepts of «system» and «ecosystem» is also established, confirming the rationale for introducing this term for this concept.
    Keywords:
    system, ecosystem, supply chain, value chain, characteristic property of ecosystem, definition
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  • Immersive Technologies in Higher Professional Education: A Look into the Future

    Research Article
    Development of education Volume 8 No 3
    Author:
    Aleksey Y. Pronin
    Work direction:
    Pedagogy and Modern Education
    Abstract:
    The purpose of the study is to analyze the experience of using immersive technologies in higher and secondary vocational education and to develop proposals for their further implementation in priority areas. The study is based on empirical methods and theoretical methods. The analysis of publications shows that immersion is a synonym for the concept of immersive technologies. Today, the concept of "immersion" is viewed not so much as a teaching method, but rather as an educational space that is made possible by digital technologies. The results of the conducted research have shown that the main types of immersive educational technologies include technologies: virtual reality, augmented reality and mixed reality. The analysis of the experience of implementing educational programs in the leading universities of the country has allowed to offer the following classification of immersive technologies: by type of implementation, by depth of immersion, by degree of dynamism. Based on the author's analysis, the main advantages and disadvantages of immersive technologies are highlighted, and examples of their use in the learning process are illustrated. In conclusion, the author concludes that the further integration of immersive technologies into the educational process is inevitable, and highlights the priority areas for their implementation.
    Keywords:
    educational process, quality of education, virtual reality, digital technologies, augmented reality, practice-oriented education, immersive technologies, mixed reality
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  • Chuvash-Determined Surnames as a Marker of the Cheboksary Regiolect of the Russian Language

    Research Article
    Ethnic Culture Volume 7 No 3
    Author:
    Eduard V. Fomin
    Work direction:
    World languages and literature
    Abstract:
    The work continues the series of publications on the Cheboksary regional dialect of the Russian language. This study examines Russian surnames of Chuvash origin as a feature of the speech of residents of Cheboksary. The material for the study was surnames common in the Chuvash Republic. The work is based on a qualitative analysis of factual material. Chuvash surnames have undergone significant qualitative changes over the past three centuries from the original eastern Tatar-Islamic tradition to the modern Christian one. The surnames of Cheboksary residents cannot be a marker of the Cheboksary regional dialect of the Russian language. In general, Cheboksary surnames, due to their simple denominal origin, can be understood as a generalizing marker. The combination of Orthodox-conditioned denominal surnames such as Ivanov, Petrov, Fedorov with Chuvashism surnames such as Sadyrga, Yakku, Mulgachev, Kashkarov creates a unique anthroponymic background for the functioning of the Cheboksary regional dialect, reinforcing the impression of its qualitative parameters. The Christian foundations of the Chuvash nomenclature go beyond the anthroponymic dictionary: in modern conditions, almost all names in the Chuvash environment are oriented towards the Russian tradition. Russian-Orthodox names largely form the Russian visual landscape of the region.
    Keywords:
    Chuvash language, Russian language, language contacts, anthroponyms, regional variation of the Russian language
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  • A practice-oriented model of training specialists in basic departments for high-tech sectors of the national economy

    Book Chapter
    Current issues of pedagogy and psychology
    Author:
    Aleksey Y. Pronin
    Work direction:
    Глава 1
    Abstract:
    The purpose of the study is to develop a structural and functional model for training young highly qualified specialists with the necessary knowledge, competencies and practical experience in the area of activity of the enterprise (organization). The theoretical and methodological basis of the study is made up of empirical (expert assessments, study of teaching experience, experiment) and theoretical (system analysis, historical analogy, categorical analysis, comparison, generalization, decision making) methods. Also, when summarizing the research results, the method of statistical indicators was used, as well as methods of visual presentation of information. As a result of the study, analyzed literary sources and reviews of domestic and foreign authors on the formation and functioning of basic departments at enterprises. Based on the analysis, as well as in the interests of implementing the strategic goals of the basic department, the author proposed a three-level structural and functional model for training highly qualified specialists in the «school-university-enterprise» system.
    Keywords:
    higher education, engineering education, basic department, model, targeted training, integration of education, industrial practice, practice-oriented education, training of young specialists, basic enterprise, science and industry
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  • Competence-based approach in the higher education system as a factor in the development of pedagogical tolerance among students of the pedagogical field

    Book Chapter
    Current issues of pedagogy and psychology
    Authors:
    Cholpon K. Ryspaeva, Elena A. Ivanovskaia
    Work direction:
    Глава 4
    Abstract:
    The chapter considers the competence-based approach in the system of higher pedagogical education as an important factor in the formation of pedagogical tolerance in students. The structure of pedagogical tolerance as a component of professional competence of a future teacher is analyzed, the importance of interpersonal and value attitudes in the educational process is emphasized. Particular attention is paid to the integration of tolerance attitudes into academic disciplines, pedagogical practice and interaction in the educational environment. Substantiates the need for systematic work on the development of tolerance through competence-oriented teaching technologies. The directions of the university's work on the formation of students' ability for constructive dialogue and respectful interaction in pedagogical activity are presented.
    Keywords:
    professional competence, pedagogical education, future teacher, competence-based approach, intercultural interaction, pedagogical training, pedagogical tolerance, tolerance education
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  • The psychological foundations of interactive learning in higher education: an empirical study

    Book Chapter
    Current issues of pedagogy and psychology
    Authors:
    Svetlana E. Orekhova, Oksana A. Sivak, Aleksandra V. Shevtsova
    Work direction:
    Глава 5
    Abstract:
    Modern interactive education in higher education is an innovative approach that combines teaching and learning through the active participation of all those involved in the educational process. The study analyzes the psychological background of this method and its impact on the effectiveness of students' learning. The article examines the relationship between the use of interactive methods and academic achievements, the level of student satisfaction with the learning process in higher education institutions. The study was based on data collected through a voluntary anonymous online survey among students at the bachelor's and Master's degrees in humanities, which provided a comprehensive understanding of the perception of the interactive educational process at the university. The Yandex Forms platform was used to conduct the survey, which made it possible to provide convenience and ease of access for participants. The research methodology included a questionnaire designed to study various aspects of the use of interactive teaching methods in higher education institutions.
    Keywords:
    teacher, psychology, student, interactive learning, interactionism, case methods
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  • Interactive methods of teaching a foreign language: the possibilities of the Miro online platform

    Book Chapter
    Current issues of pedagogy and psychology
    Authors:
    Gulnaz R. Sitdikova, Liliia A. Malakhova, Zinaida N. Serova
    Work direction:
    Глава 14
    Abstract:
    This chapter is devoted to interactive methods of teaching a foreign language using the Miro online platform. Combining traditional methodological approaches with the capabilities of modern online platforms such as Miro opens up promising areas in teaching foreign languages. The authors consider how this online platform can be effectively used to organize students' group work, increase their motivation and, as a result, improve the quality of learning. The potential of the platform is being explored, combining the theoretical foundations of interactive learning with practical experience using the platform. Special attention is paid to the role of active involvement of students in the educational process, the development of communication skills and the formation of intercultural competence. The authors substantiate the effectiveness of interactive methods for creating a favorable educational environment that stimulates creative activity and independence of students.
    Keywords:
    foreign language teaching, English, Miro, online platform, interactive language teaching methods
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  • Comparative analysis of two approaches to teaching and diagnosis of teaching motives

    Book Chapter
    Current issues of pedagogy and psychology
    Authors:
    Galina A. Glotova, Erika S. Shipilova
    Work direction:
    Глава 17
    Abstract:
    The study focuses on a comparative analysis of the cultural-activity approach and the theory of self-determination related to learning and the diagnotics of learning motives. In addition to the theoretical analysis, the study presents the results of an empirical study of the perceptions of high school students and college students regarding learning motives, which was conducted using a voluntary, anonymous online survey conducted on a Google form. The sample consisted of 107 9th-11th grade students and college students aged 14–19 years. Four methods were used: «Diagnotics of University Students’ (and High School Students’) Learning Motivation» (Badmaeva, 2004), «Academic Motivation Scales» (Gordeeva, Sychev, Osin, 2014), «Comprehensive Assessment of Learning Motivation» (Vartanova, 2000), and «Comprehensive Assessment of Learning Motivation – Pilot Scales», which includes six scales derived from this questionnaire (Glotova, Sh ipilova, 2025). Correlation analysis (according to Spearman) and factor analysis with Varimax rotation were used to process the data. As a result of the study, multiple correlations were obtained between the scales of the four methods; factor analysis revealed the influence of the «social spectrum» learning motive factor and the three «activity spectrum» learning motive factors in the perceptions of high school students; it was shown that the differences in the distribution of the scales of the four methods relative to the identified factors are largely due to the theoretical and methodological differences between the cultural-activity approach and the theory of self-determination, which underlie the methods of diagnosing learning motivation and the learning technologies associated with these approaches.
    Keywords:
    educational technologies, high school students, self-determination theory, cultural-activity approach, diagnostics of learning motives
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  • Innovative methods and technologies for the formation of logical thinking in younger schoolchildren

    Book Chapter
    Current issues of pedagogy and psychology
    Author:
    Cholpon T. Kazkanova
    Work direction:
    Глава 19
    Abstract:
    This chapter discusses the features of the formation of logical thinking in primary school students based on modern innovative methods and pedagogical technologies. Particular attention is paid to the analysis and classification of innovative teaching methods, such as gaming technologies, critical thinking development technology, problem-based learning, the use of digital interactive resources, as well as elements of STEM education. Describes the conditions for the effective use of these approaches in the educational process of primary school, as well as pedagogical techniques that contribute to the formation of basic logical operations: analysis, comparison, synthesis, generalization, classification. Presents examples of tasks and exercises aimed at developing logical thinking within the framework of classroom and extracurricular activities. The importance of an individual approach, the creation of a developing educational environment and the active involvement of students in the process of reasoning and finding a solution is emphasized.
    Keywords:
    primary school students, primary education, innovative technologies, interactive learning, logical thinking, cognitive development, pedagogical methods, development of thinking
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  • Mental activity and emotional intelligence in adolescents with mental retardation

    Book Chapter
    Current issues of pedagogy and psychology
    Author:
    Elena V. Akhmadeeva
    Work direction:
    Глава 24
    Abstract:
    In modern conditions, there is an increasing number of children with functional and organic disorders of the central nervous system (CNS), caused by a combination of biosocial factors. The main at-risk group consists of children with various forms of intellectual development disorders (IDD), who face significant difficulties in mastering standard educational programs and in interpersonal interactions. Intellectual development disorder (IDD) is a serious condition affecting multiple aspects of a child's life, including cognitive functions, emotional-volitional regulation, and mental activity. This study presents findings on the specifics of cognitive processes and emotional intelligence in adolescents with IDD. Key results reveal: unstable and weak logical reasoning, impaired memory retention, low emotional intelligence levels in most participants. Factor analysis identified a four-component structure, confirming the relative independence of: cognitive functions, regulatory processes, social skills, verbal-reflective abilities. Notably, significant deficits were observed in logical thinking and memory, while emotional development remained at an average level. These findings highlight the urgent need for innovative psychoeducational support strategies tailored to this adolescent population.
    Keywords:
    emotional intelligence, mental retardation, adolescence, mental activity, limited health
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  • A Methodical Constructor as a Digital Instrument for the Formation of Meta-Subject Competencies

    Conference Paper
    Education, innovation, research as a resource for community development
    Author:
    Nikita D. Lobakov
    Work direction:
    Инновационные технологии как ресурс повышения качества образования
    Abstract:
    The article explores current issues in the development of cross-disciplinary (meta-subject) learning outcomes among school students in the context of digital transformation in education. A brief pedagogical overview of the concept is provided, as defined in Russian federal educational standards. The paper presents findings from a sociological survey of schoolteachers aimed at identifying challenges in achieving meta-subject goals, such as lack of instructional materials, limited time, and the need for digital tools. The study reveals that teachers' methodological competencies and their use of ICT tools vary depending on teaching experience and subject area. As a practical solution, the article proposes the development of a digital assignment constructor platform to support teachers in creating tasks that foster meta-subject skills.
    Keywords:
    digital technologies, universal learning actions, meta-subject results, teaching competencies, assignment constructor, ICT in education, skill formation
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  • The benefits and creation of board games: from idea to prototype

    Conference Paper
    Education, innovation, research as a resource for community development
    Authors:
    Valerii V. Bol'shakov, Al'bert K. Shaikhlislamov
    Work direction:
    Использование нестандартных решений для повышения качества, доступности и эффективности образования
    Abstract:
    The influence of board games on the development of intellectual, communicative and creative abilities is investigated. Their role as a tool for the formation of personal and professional skills is analyzed. Special attention is paid to the process of self—designing games, viewed through the prism of a step-by-step approach - from the idea to the creation of a prototype. It is emphasized that the development of game products contributes to the development of analytical thinking, the ability to work in a team and the development of game design as a pedagogical method used in education, project activities and digital technologies.
    Keywords:
    creativity, design, mental health, play activity, interactive learning, game design, cognitive development, strategic thinking, Board games, educational techniques, social interaction, game mechanisms
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  • Organization of project activities in the environment

    Conference Paper
    Education, innovation, research as a resource for community development
    Authors:
    Anna I. Suvorova, Veronika S. Buzakova
    Work direction:
    Методический инструментарий поддержки и развития педагога
    Abstract:
    The article reveals the importance of organizing project activities with students of grades 5-8 using environmental objects. The authors analyzed the urban environment of Shadrinsk, Kurgan Region, and identified environmental objects that can be used for organizing project activities. The article provides examples of projects that can be offered to students of grades 5-8 when studying geography in lessons and extracurricular activities.
    Keywords:
    project, project activities, geography methodology, school geography
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  • Some problems of legal regulation of contractual relations between banks and their individual clients

    Book Chapter
    Development of the Russian socio-economic system: challenges and prospects
    Authors:
    Irina A. Fedorova, Nikita I. Sorokoumov, Matvei A. Ryzhkov
    Work direction:
    Глава 8
    Abstract:
    The position of the strong side of banking organizations in contractual relations with individual clients often leads to various abuses by banks, which violates various rights of citizens. It appears that the revision of certain provisions of laws regulating banking activities, including contractual relations, as well as the use of artificial intelligence algorithms by individuals, may become an effective measure of protection for individual clients in contractual relations with banks.
    Keywords:
    artificial intelligence, liability, illegal actions, contractual relations between banks and individuals, bank lending, individuals, unfair behavior, banking legal relations
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